Shriram One: FD, UPI, Loans 1.10.13

UPI Payments, Bill Payments, Recharges, Loans, Fixed Deposit, Insurance & more

Shriram One positions itself as a reliable financial partner for various everyday financial needs. The platform offers a diverse array of services that cater to different aspects of financial management, including:

• Investments – Fixed Deposit, Fixed Investment Plan
• Loans – Personal, Business, Two & Four Wheelers, Used Car, Commercial Vehicles, and Gold Loans
• Insurance – General (Two Wheeler & Four Wheeler Insurance) and Life Insurance (Savings, Retirement, Child & Protection Plans)
• Bill Payments – Perform prepaid mobile recharges, pay electricity, and other utility bills directly through Shriram One
• UPI – Easily scan & pay any QR code, send or receive money via UPI, and split expenses
• Shriram One Exclusive – Discover special offerings such as Digital Gold and Shriram One Care
• Other Offerings – Access various financial calculators, vehicle information, and popular services like travel bookings and entertainment options

Investments

The investment opportunities provided by Shriram One are designed with customer needs in mind, featuring competitive interest rates and flexible tenures while ensuring a high level of safety.

• Shriram Fixed Deposit: Invest in the Shriram Unnati Fixed Deposit to achieve steady savings growth and potentially outpace inflation with returns of up to 9.40% p.a. (including additional rates for senior citizens and women).
• Fixed Investment Plan: Begin your Fixed Investment Plan with a monthly contribution as low as ₹1,000.
• Digital Gold: Invest securely in gold through digital means; buy, sell, or hold with ease.

Secure UPI Payments

Shriram One facilitates UPI payments that allow users to scan any QR code for instant money transfers. Additional features include account balance checks, autopay setups, expense tracking, and transaction history management.

Bill Payments and Recharges

The platform enables users to recharge mobile services (both prepaid and postpaid), pay DTH subscriptions, FASTag recharges, loan repayments, insurance premiums, credit card bills, broadband fees, cable TV charges, as well as water and electricity bills.

Loans

Shriram One provides tailored loan solutions to meet individual needs.

• Personal Loan: Apply for amounts up to ₹15 lakhs with flexible repayment options ranging from 12 to 60 months. Competitive interest rates vary from 11% to 36% APR.
• • Example: A loan of ₹1,00,000 over 24 months at a 12% annual interest rate would yield an EMI of ₹4,707. Total interest payable would be ₹12,968; thus the total amount payable would be ₹1,14,968 (including processing fees).
• Two-Wheeler Loan: Finance your desired two-wheeler with flexible repayment plans and attractive interest rates.
• Business Loan: Support your business growth strategy with Shriram Business Loans.
• Commercial Vehicle Loans: Acquire financing tailored for transport businesses to expand your fleet.
• Used Car Loan: Access loans covering up to 85% of the vehicle's value for purchases starting at ₹1 lakh.
• Gold Loan: Unlock quick access to cash by pledging your gold assets.

Insurance

Shriram One's insurance offerings include a wide range of products catering to both general and life insurance needs. This encompasses motor insurance for two-wheelers and four-wheelers as well as diverse life insurance options such as savings plans, child plans, protection policies, and retirement solutions.